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Types of Neighborhoods
Note: It is very important to distinguish whether or not the board of directors of an association is in developer control or homeowner control. Generally, the developer maintains control of the board of directors until the community is completely sold out. Sometimes it can be many years before the homeowners actually take over control of their association. The Board of Directors basically makes all the decisions for the association, therefore the developer can make amendments to the By-Laws, etc. whenever it chooses. Be sure to talk to other homeowners in the neighborhood before you purchase a home in a developer-control association.
Type I – Not incorporated and no organization of homeowners
Type II – Not incorporated, though some degree of organization of homeowners
Type III – Incorporated and few restrictions on owner usage
Type IV – Incorporated and some restrictions on owner usage
Type V – Incorporated and significant restrictions on owner usage
** This does not exclude any city, county, or state ordinances and statutes
Type I
This is generally a single-family home neighborhood whereby the developer did not create an association and therefore no restrictions were established on what homeowners can, or cannot do, with their property.
Type II
This is generally a single-family home neighborhood whereby the developer did not create an association and therefore no restrictions were established on what homeowners can, or cannot do, with their property, though there is an informal organization of some homeowners to address neighborhood concerns and/or they maintain the common areas of the neighborhood. Homeowner participation is totally voluntary.
Type III
This is a neighborhood composed of either single-family homes or attached homes (town-homes or condominiums). When the neighborhood was built, the developer implemented an organized association composed of a Board of Directors that oversees the day-to-day activities of the neighborhood. The neighborhood is mainly organized to ensure maintenance of common areas with few restrictions on how the homeowner can use their property. Generally, within these neighborhoods there are no restrictions on house colors, additions to the home, fences, etc.
Type IV
This is a neighborhood composed of either single-family homes or attached homes (town-homes or condominiums). When the neighborhood was built, the developer implemented an organized association composed of a Board of Directors that oversees the day-to-day activities of the neighborhood. The neighborhood is mainly organized to ensure maintenance of common areas with few restrictions on how the homeowner can use their property. With a attached-home community, the association collects assessments to cover all the costs associated with the exteriors of the dwelling, landscaping, etc. Generally, within the single-family neighborhoods there are restrictions on house colors, additions to the home, fences, etc.
Type V
This is a neighborhood composed of either single-family homes or attached homes (town-homes or condominiums). When the neighborhood was built, the developer implemented an organized association that is composed of a Board of Directors that oversees the day-to-day activities of the neighborhood. The neighborhood is organized to ensure maintenance of common areas with many restrictions on how the homeowner can use their property. With an attached-home neighborhood, the association collects assessments to cover all the costs associated with the exteriors of the dwelling, landscaping, etc. Generally, in respect to single-family neighborhoods, these involve “Low Maintenance” communities whereby the homeowners’ association collects assessments/fees to pay for all exterior maintenance including landscaping, roadways, etc. There are many restrictions on house colors, additions to the home, fences, etc.
The county and city have ordinances that impact what latitude individual homeowners, and even associations, have in respect to their property.
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